Ironically the people who are likely to be worst effected by a fraudulent attack are non-internet bankers. This is because of the possible reaction time between the actual attack and the discovery of the incident. An internet banker may notice a discrepancy the same days while someone who waits for their statements will not find out for a month (if they check them at all).

So despite my belief that the banks can offer more security, knowledge is still the very best defense and access to internet banking helps provide that knowledge.

–nick

I read you discourse with interest. I find the concept of someone looking in on my computer as repugnant. I am sure this is happening as outgoing data volumes are sometimes large relative to what I am doing. But what to do?

That Westpac clause just confirms that online banking is not for me.

Check ‘www.flickr.com/photos/tomc’ for some photos. I need some help with flickr.

Love Dad